About WhatITakeHome

WhatITakeHome is a free calculator that estimates take-home pay from a US salary. It shows how federal income tax, Social Security and Medicare (FICA), and state and local taxes combine to turn gross pay into net pay.

Who runs it

WhatITakeHome is built and maintained by independent developers and financial software researchers. Our goal is to provide fast, privacy-first, zero-tracking tax calculations that clearly visualize where every dollar of your paycheck goes.

Where the numbers come from

• Federal brackets and standard deductions: IRS Revenue Procedure 2025-32 (2026), Revenue Procedure 2024-40 (2025, with the standard deduction as amended by the One Big Beautiful Bill Act) and Revenue Procedure 2023-34 (2024).
• Social Security wage base: Social Security Administration annual announcements.
• 401(k) limits: IRS annual retirement plan limit notices.
• State and local taxes: state revenue department publications. State figures are approximations and are being reviewed for 2026.

Corrections

If you spot a number that looks wrong, please tell us. We check reports against the official source and fix confirmed errors.

Last updated: October 2026