Disclaimer

Last updated: October 2026

WhatITakeHome provides estimates for general information and education. It is not tax, legal or financial advice, and it is not a substitute for a tax return, a payroll system or a qualified professional.

What the calculator does not include

• Tax credits (such as child tax credit), itemized deductions, and additional standard deductions for age or blindness.
• Self-employment income, investment income, capital gains, and other non-wage income.
• State payroll programs such as State Disability Insurance and paid family leave premiums.
• Local taxes other than the localities listed in the calculator.
• Head of household results use the single-filer schedule for state taxes.
• Traditional IRA deductibility limits, 401(k) catch-up contributions, and employer-specific withholding choices.

Accuracy

Federal brackets, standard deductions and FICA limits follow IRS and Social Security Administration publications for the tax year selected. State and local figures are approximations that are being reviewed for 2026 and may be out of date. Your actual tax and take-home pay depend on your full situation and can differ from these estimates.

Your responsibility

Before making financial decisions or filing, confirm figures with official IRS and state sources or a qualified tax professional. WhatITakeHome is not liable for decisions made using these estimates.